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Acceptance Terms
Accident
ASU
Accident or Accidental
Additional Premium
Adjustment
Advance
Age banded premiums
Aggregate Limit
Agreement
All Risk
Amortization
Annual Percentage Rate (APR)
Annual percentage rate (APR)
Applied or Nominal Interest Rate
Appraisal
Arrears
Arrears Charges
Arrears Costs
Assignment
Assurance
Assured
Assurer

Back to Day 1 cover
Balance
Bank of England base rate
Base Mortgage Rate
Borrower (Mortgagor)
Bridging loan
Broker/ Intermediary
Building survey
Buildings insurance
Buildings Insurance
Business Interruption (Loss of Profits)
Buyers market

Capital
Capital
Capital Repayments
Capital and Interest
Capped Rate
Cashback
CAT standard
Ceased to Trade
Certified
Chain
Chronic Condition
Claim
Closing
Closing administration charge
Collateral / security
Commitment
Completion
Compulsories
Concession
Condition
Consequential Damage
Cooling off period
Construction Loan
Consultant
Contents insurance
Contract
Contract race
Contract Worker
Control
Convertible Term Assurance
Conveyancer
Conveyancing
Council Tax
County Court Judgement (CCJ)
Cover
Credit
Credit reference agencies
Critical Illness Only
Current Account

Daily interest
Death Benefit Only
Death or Earlier Critical Illness:
Debit
Debt-to-Income Ratio
Decreasing Term Assurance
Deeds
Default
Defective title policy
Deferred Interest
Deferred Period
Delinquency
Deposit
Deposit-based Savings
Depreciation
Direct Debit
Disability or Disabled
Disbursements
Discounted Rate
Diversification
Doctor
Down Payment
Drawdown / Borrowback
Drawdown date
Drawdown deadline
Due-on-Sale Clause

Early redemption fee/ early repayment charge
Earnest Money
Effective Date or Inception Date
Elective Surgical Procedure
Employment
Employment Status
Employment, Employed
End Date
Endorsement
Endowment mortgage
Endowment payments
Endowment policy
Equities
Equity
Escrow
Essential repairs
Excess
Excess (or Deductible)
Exchange of contracts
Exclusion Period
Exclusions
Execution-only
Expiration
Exposure

Fees & Charges
Final reminder
Financial Services Authority (FSA)
Fire Insurance
First mortgage payment
Fixed rate
Flexible Mortgage
Flood Insurance
Foreclosure
Fortuitous Event
Freehold
Freeholder
Future Increase Benefit

Gazumping
Gross
Gross Monthly Income
Ground rent
Guarantor

Hazard
Hazard Insurance
Headline interest rate
Heave
High lending fees or charge
Home Insurance
Home-buyer's report
Hospital
Housing Expenses-to-Income Ratio

IFA
Illustration
Impaired Credit
Impound
Incapacity, Incapacitated
Incident Date
Increasing Benefit:
Indemnification Basis
Indemnity
Individual Savings Account (ISA)
Initial interest
Insolvency policy
Insurability
Insurable Interest
Insurance(s)
Insurance Policy
Insurance Premium Tax (IPT)
Insurance to Value
Insured (or Policyholder)
Insured, Joint Insured
Insurer
Interest
Interest rate
Interest-only mortgage
Interim Financing
Investor
ISA

Joint Applicants

Key Features Documents
Key Notes Letter
Keyperson

Land Registry Certificate
Land Registry fee
Lapse
Lease or leasehold
Leasehold
Leaseholder
Legal Expenses
Legal Protection
Lender
Lessee
Lessor
Letting Agent
Level Term Assurance
Liability Insurance
Liability Limits
LIBOR
Lien
Life assurance
Limit of Liability
Limits
Loan to Value (LTV)
Loan-to-Value Ratio
Local authority search
Local Search
Loss
Loss Adjustment Expenses
Loss Adjustor
Loss Ratio
LTV - Loan to Value

Market Value
Maximum Benefit Period
MIG
Misconduct
Money
Money Markets
Monthly Benefit
Monthly Premium
Mortgage
Mortgage application fees
Mortgage deed
Mortgage Exit Administration Fees (MEAFs)
Mortgage in Principle
Mortgage Insurance
Mortgage Insurance Policy
Mortgage lender
Mortgage Payment
Mortgage Protection
Mortgage term
Mortgage(s)
Mortgagee
Mortgagor
MPPI

Named (or Specified) Perils
Negative Amortization
Negative equity
Net
Net Premium
New for Old
NHBC guarantee
Nominal Balance
Non-Status Loan
Normal Occupation -
Normal Pregnancy and Childbirth Related Conditions
Notification Date

Offer of advance
Overhanging lock in
Overpayment
Overpayment Reserve
Overpayments

Paid Up
Para-Med Screening
Partnership
Payment Holiday
Payment Protection
Payment Protection Insurance
Payment/s
Penalties
Pension Mortgage
Peril
Permanently Retire
PMA
Policy
Policy Schedule
Power of Attorney
Pre-Existing Condition
Pre-Existing Medical Condition
Premium
Premium
Premiums
Prepayment Privilege
Principal
Private Mortgage Insurance (PMI)
Product
Product Type Term
Professional Indemnity Insurance (PI)
Property Insurance
Public Liability

Qualifying Period

Redemption
Redemption Administration Fee
Redemption penalty / Early Pay Off Charges
Refinance
Refund / Drawdown or Borrowback
Regular Medical Treatment
Regular Outgoings
Reinsurance
Remortgage
Remortgaging
Renewal
Rental Agreement
Rental Payments
Repayment
Repayment mortgage
Repayment Vehicle
Replacement Cost
Rescission
Reserve
Retention

Salary
Second Mortgage
Secured Loan
Security
Self certification
Self-Employed/Self Employment
SERPs
Settlor
Stamp duty
Standard Variable Rate
Standing Order
Start Date
Status
Structural Survey
Subject to survey and contract
Subrogation
Subsidence
Sum Assured/Insured
Surrender
Survey
Surveyor

Term
Term assurance
Tie in Term
Tie you in / tie ins
Title
Title deeds
Title Insurance
Title Search
Total Loss
Tracker
Tracker Rate
Transfer deed
Transfer of Equity
Treatment
Treatment Indemnity
Trustees
Trusts

UK
Umbrella Policy
Underpayment
Underwriter (also Insurer)
Underwriting
Unemployment, Unemployed
Unit Linked Policy
Universal Life Insurance
Usury

Valuation
Variable Life Insurance
Vendor
Verification of Deposit (VOD)
Verification of Employment (VOE)

Waiver of Premium
We, Us, Our
What is interest?
Whole Life Insurance
Work or Working or Worked



You or Your

 

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UK Mortgage Protection Insurance At Realistic Premiums
Best mortgage protection plans, covering accident sickness and unemployment (job loss). Award winning home mortgage protection premiums for you and the family. Buy low cost online protection insurance and for the best quotes.

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